This is the news lakhs of retired workers were waiting for. After years of protests, petitions, and court cases, the EPS-95 minimum pension has finally been raised to ₹3,000 per month.
| Details | Earlier Situation | New Update (2025) |
|---|---|---|
| Minimum EPS-95 Pension | Around ₹1,000 | ₹3,000 per month |
| Effective From | — | December 2025 |
| Beneficiaries | EPS-95 pensioners | Pensioners + eligible family pensioners |
| Application Needed | Not applicable | No fresh application required |
| Payment Mode | Bank credit | Direct bank credit via EPFO |
Why EPS-95 Pensioners Kept Fighting for This Hike
The demand didn’t start yesterday. For more than a decade, EPS-95 pensioners have been saying the same thing — ₹1,000 a month is not survival money.
Most beneficiaries come from factories, textile mills, workshops, and small private units. Medical costs alone wiped out a major part of their pension.
How and When Will the Money Be Credited?
According to EPFO officials, the process will be automatic.
No fresh verification rounds
The revised pension amount will be credited directly to the registered bank account linked with EPFO records.
Pensioners can check updates through:
- EPFO member portal
- UMANG app
- Bank passbook entries
Expert Opinion: Relief Today, But What About Tomorrow?
Labour economists welcome the move, but they’re also realistic. ₹3,000 fixes an obvious imbalance, but inflation doesn’t stop.
Without a system that periodically revises pensions based on rising costs, today’s relief could feel small again in a few years.
There’s also talk about:
- Revising contribution limits
- Strengthening government co-contributions
- Adapting EPS for contract and gig workers
